Charlotte, NC, Family Dental Services  
(704) 394-3109

Payment Options at Leary Family Dentistry

Screen Shot 2014-04-01 at 10.33.13 PM

Here at Leary Family Dentistry, we accept a variety of payment methods for your convenience. Whether you want to pay for your procedure with cash or check, major credit cards (Discover, Visa, Mastercard, Amex )  or by using our convenient Care Credit plan, we are here to assist you through all processes.

Cash or Check

If you like paying for your treatment in a way that you know will be handled quickly, then cash or a personal check might be the best option. By using cash, you will know that the bill has been taken care of, and you will owe nothing until your next appointment. A check works in a similar way in that you will be able to automatically deduct the payment from your checkbook as soon as you write the check.


We are happy to accept your dental insurance.  You might have a copay, and this would be due at the time of service. If you are not  sure which treatments are covered and which ones you will need to pay for out of pocket, contact us, and we can help you navigate the process. We’re always happy to assist!

Leary Family Dentistry is  an in- network provider for  Cigna PPO and HMO, Aetna PPO and DHMO, United Corodia, and Delta Dental.

Care Credit

If you would like to use a payment plan for your procedure, then consider Care Credit. This allows you to make easy monthly payments, similar to a credit card. Care Credit offers a range of payment plans, from no-interest plans to extended term plans. There is no cost up front, and there are no penalties if you pay off the balance early.

Upon your evaluation, we are happy to help you walk through the Care Credit application in our office to determine which of your payment options might be best for you.

Health Savings Account (HSA)

By using a health savings account, you put money into a savings account that is specific for healthcare services. When you come to the office, the money that is on the account is used instead of your insurance or you paying out of pocket. You can add as much money as you want to the account to make it easier to pay your bill at the time of your appointment. These funds are then tax-deductible at the end of the year.

Flex Spending Account (FSA)

If you have a flexible spending account (FSA) through your employer, we welcome you to use this for your dental treatment. The FSA funds are withdrawn pre-tax from your paycheck, and you are able to use these for your medical and dental needs.